Managing Money: Budgeting, Saving and Staying Safe

Categories: Citizenship, Key Stage 3
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About Course

A Key Stage 3 citizenship course on financial capability: what money is for, how to plan a simple budget, how saving and borrowing work (including interest), how to protect yourself from scams and fraud, and your basic rights as a consumer. General education only – not financial advice.

Tutwoo Kids is an independent learning provider. It is not affiliated with or endorsed by the Department for Education, Ofqual or any exam board. Our certificates celebrate completing a course; they are not qualifications.

What Will You Learn?

  • Explain the functions of money and the difference between needs and wants Plan a simple budget and work out a surplus or deficit Explain how interest works on savings and borrowing Recognise common scams and know your basic consumer rights

Course Content

Course Lessons

  • What money is for, and needs versus wants
  • Planning a budget
  • Saving, borrowing and interest
  • Managing risk: scams, fraud and consumer rights

For grown-ups
Sources and further reading for parents, carers and teachers.

Final Assessment

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